Ways of Giving

• Cash and Securities
  Gifts of appreciated securities may offer the benefits of reduced tax liability while furthering a charitable goal. To achieve this result, shares must be transferred to the charity.
  
  
• Real or Personal Property
  Real Estate can provide a unique gift opportunity. Sizable capital gains often occur and an outright gift of Real Estate could result in tax savings. Capital gains tax is avoided if charity sells the property.
  
  
• Bequests by Wills A Will is an effective me
  ans to accomplish many goals including charitable intentions. A bequest can be written to give a percentage of your estate or a stated amount to your charity.
  
  
• Life Insurance
  Giving Life Insurance may offer benefits and a chance to make a gift where other options are not available. Policies purchased many years ago may no longer be needed as originally intended.
  
  
• Charitable Gift Annuity
  A contract providing life time income payments based on the age of the person(s) receiving the income. Sample guaranteed rates of return: age 75=7.1%, age 80=8.0%; age 85=9.5%; age 90=11.3%. The church/charity receives the principal remaining in the fund at the end of the annuitant's life.
  
  
• Deferred Gift Annuity
  Similar to Charitable Gift Annuity, except payments to annuitant is deferred to a later time. This generates larger income to donor in the future when payments begin.